A Health Insurance Policy covers the hospital expenses of an individual due to hospitalization from an illness/ accident.

Health insurance provides cashless facility at empanelled hospitals, pre and post hospitalization expenses, ambulance charges, daily cash allowance etc.

 Common types of health insurance policies include:

• Comprehensive Health Insurance / Individual Policy
• Family Floater Policy

A health insurance policy provides the following additional features:

• Maternity coverage
• Pre-existing diabetes and blood pressure