Every investor while investing wishes to maximise his returns while minimising his risk. Asset Allocation and Superior scheme selection are time tested proven ways for doing the same. But time and again it has been proven that for an investor to manage his asset allocation and select superior schemes is extremely tough and di­fficult to execute due to operational and behavioral reasons.

Why Mars

MARS (Mutual Fund Automated Portfolio Rebalancing System) tries to overcome these issues for investors whereby they can manage their asset allocation and invest in better performing schemes by the click of a mouse and maximise their returns. As the process is system driven and operationally smooth, it also helps weed out behavioural biases.

MARS gives a wide array of portfolios to choose from to the investor based on his risk appetite and periodically triggers portfolio rebalancing based on deviations from the asset allocation of the model portfolio resulting in superior returns to the investor over a period of time.

Benefits of Mars

Client can select a model portfolio depending on his requirements and investment needs Helps the client to invest in well researched mutual fund schemes in his portfolio Simple execution tools for portfolio rebalancing Enhanced returns resulting from disciplined asset allocation

Salient Features Of Mars

It gives clients access to a range of well diversified portfolios to choose from. There are 2 broad sets of asset allocation portfolios:

  • Dynamic Asset Allocation: the asset allocation between equity and debt would vary depending on the risk in the equity markets; higher the risk, lower will be the allocation into equities and vice versa.
  • Fixed Asset Allocation: the asset allocation between equity and debt will be kept fixed.

The underlying MF schemes will be selected by the NJ Research Team. The asset allocation re-balancing would be done yearly for Fixed Asset Allocation and quarterly for Dynamic Asset Allocation. The MARS portfolios are only available to clients holding Trading and Demat Accounts with NJ.